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Personal loans from $500 to $200,000

Check your rate on a personal loan up to $200,000

Apply once in about two minutes. We match your request with lenders in our network, you review any offer, and funds can arrive as soon as the next business day after a lender approves you.

Apply For Loan How It Works

No impact on your credit score to submit a request. No obligation to accept an offer.

Retired? You can still submit a request; lenders decide which income they accept. Loans for retirees

$500–$200K
Loan amounts
5.99%–35.99%
APR range
3–84 mo
Repayment terms

CashyLend connects you with lenders in our network and is not a lender. Each lender sets its own rates, fees, and terms; offers vary by state and qualifications. Rates & terms.

Secure, encrypted application About 2 minutes
Step 1 of 4: Loan

How much do you need?

Choose the amount, purpose, and repayment term that work for you. Checking your rate takes about two minutes and won't affect your credit score.

Your contact details

Lenders in our network use these details to identify you and send you an offer.

Date of birth & location

Lenders use this to confirm your identity and that they can lend in your state. No Social Security number or bank login is needed.

Income & final review

Lenders use your income and bank account to confirm what you can comfortably repay. A checking or savings account at a bank or credit union is required; prepaid cards are not accepted. Review your details, then check your rate.

Retired? You can still submit a request; lenders decide which income they accept.
Before taxes and deductions.
The bank or credit union where your income is deposited. We never ask for account numbers.
Prepaid card accounts (such as NetSpend, Green Dot, or Bluebird) are not accepted.

Review your request

Check these details before you authorize us to share them.

Loan request

Complete Step 1 to see your summary.

Contact

Complete Step 2 to see your summary.

Date of birth & location

Complete Step 3 to see your summary.

Income Shown above

Complete the income fields above to see your summary.

What happens next: Lenders in our network review your request. If one approves you, it contacts you with an offer showing its APR, fees, and terms. You decide whether to accept.

Encrypted · No credit score impact · No obligation

Secure application

Your information is protected with SSL/TLS encryption

No credit score impact

Submitting a request won't affect your credit score

Fast funding

As soon as the next business day after a lender approves you

No obligation

Review any offer and accept only if it fits

How it works

From application to funding in four simple steps

No branch visits, no paperwork, and no obligation at any step.

1

Apply in minutes

Tell us how much you need and a few details about yourself. The whole form takes about two minutes.

2

Get matched

We securely share your request with lenders in our network. Each lender decides independently whether to make you an offer.

3

Review your offer

See the APR, monthly payment, fees, and total cost up front. Ask questions, and accept only if it fits your budget.

4

Get funded

Sign your lender's agreement, and funds can be deposited as soon as the next business day, depending on the lender and your bank.

SSL encrypted No credit score impact to apply No obligation to accept

Rates & Terms at a Glance

5.99% – 35.99%
APR Range
3 – 84 months
Repayment Period
$500 – $200,000
Loan Amounts
Representative Example: A $10,000 personal loan with a 36-month term at an APR of 15.99% would result in 36 monthly payments of approximately $351.52. The total amount paid over the life of the loan would be $12,654.72, which includes $2,654.72 in interest charges. Actual offers vary by lender, state, and applicant qualifications; lender fees may apply.

View Full Rates & Terms →

Loans for every goal

What do you need the money for?

Personal loans through lenders in our network can cover almost any purpose. Pick yours and check your rate in minutes.

Consolidate debt

Roll high-interest balances into one fixed monthly payment, and see whether a lower APR saves you money overall.

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Improve your home

Fund repairs, renovations, or upgrades with a set repayment schedule, so your project doesn't live on a credit card.

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Handle an unexpected cost

Medical bills, car repairs, or an urgent expense: funds can arrive as soon as the next business day after a lender approves you.

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Make a planned purchase

Spread the cost of a major purchase over 3 to 84 months with a clear monthly payment you can plan around.

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Why CashyLend

Borrowing, done the right way

Everything you need to make a confident decision, and nothing you don't.

Fast, simple application

One short form, about two minutes, and nothing to print, mail, or fax.

Clear terms up front

Every offer shows the APR, fees, monthly payment, and total cost before you sign anything.

Secure by design

Your information is encrypted in transit and shared only with lenders evaluating your request.

No fees from us

CashyLend never charges you to use our service. Any loan fees are set by your lender and disclosed in its agreement.

Flexible amounts and terms

$500 to $200,000, with repayment from 3 to 84 months, depending on the lender and your qualifications.

Always your decision

There is no obligation at any step. Decline any offer, and nothing happens.

FAQ

Questions, answered

Straight answers about rates, timing, credit checks, and how CashyLend works.

Participating lenders may offer amounts from $500 to $200,000. Availability depends on the lender, your state, income, credit profile, and other underwriting criteria. Submitting a request does not guarantee that a lender will respond or offer a specific amount.
Potential APRs offered by participating lenders range from 5.99% to 35.99%, depending on your credit profile and loan terms. Review the lender's APR, fees, payment schedule, and total repayment before signing. Visit our Rates & Terms page for full details.
If a lender approves your application and you sign its agreement, that lender may deposit funds in as little as 1 business day. Timing varies by lender, bank, day, and time; CashyLend does not control funding.
Submitting a CashyLend request does not itself affect your credit score. A participating lender may later request a credit report under its own process and disclosures. Ask the lender whether that inquiry will be soft or hard before you continue.
Early-payment rules vary by lender. Review the lender agreement or ask the lender whether extra payments and early payoff are allowed and whether any fee applies.
No. CashyLend connects you with lenders in our network; we are not a lender and do not make credit decisions, fund loans, or collect payments. The lender that approves you sets your rate and terms, and it is the lender you repay. We never charge you a fee to use our service.
No. Lenders in our network deposit funds into, and collect payments from, a checking or savings account at a bank or credit union held in your name. Prepaid card accounts such as NetSpend, Green Dot, Bluebird, Walmart MoneyCard, RushCard, or Direct Express can't be used, and a request that lists one is not sent to lenders. If you only have a prepaid card, open a checking account first, then check your rate. See our loan requirements for details.
Yes. A job is not required. Many lenders in our network count Social Security, pension, annuity, retirement-account, disability, and VA income, plus any part-time earnings. Choose Retired or Benefits/Disability as your employment status and enter your total gross monthly income. There is no upper age limit. Read more on our loans for seniors and retirees page.
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It takes about two minutes, won't affect your credit score, and you're never obligated to accept an offer.

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